The Buckeye Auto Finance Advantage

Here at Buckeye Auto Finance, there's a reason we're quickly becoming a leading provider of automotive financial services to people across the state of Ohio: your success is our #1 priority!

Here are some of the other benefits of our service:

  • We place 8-9 out of every 10 qualified applications.
  • We help you ensure you receive a fair interest rate for your credit.
  • We don't charge an application fee. Our service is free!
  • We transfer application data via SSL encryption

The Importance of Pre-Approved Financing

If you read the advice of nearly any automotive insider or personal finance expert, they will tell you to arrange your financing ahead of time. This gives you more power over the entire car-buying process, and it substantially shortens the process once you're on the lot. Experience the convenience of working directly with a committed vehicle finance specialist, then stepping onto the dealership with your own buying appointment. How convenient is that!

Ohio Auto Finance Rates

Remember that your rate of interest, along with your loan length, will determine how much you spend in total interest on your loan. Even on a small loan, the total interest paid is typically north of $1000. For this reason, it's important to ensure you get the lowest rate you can.

Below are some averages for various types of auto loans in Ohio.

FICO Used Vehicle APR New Vehicle APR
720-850 4.5% 3.5%
690-719 6.5% 5%
660-689 9.0% 7.0%

How Much Can You Finance?

The amount you can borrow is largely dependent on two things: your income and your credit score. Here are a few estimates based on an income of $2500 per month.

Credit Score Factor Amount
Good Score 10 $25,000
Decent Score 9 $22,500
Subprime Score 8 $20,000
Bad Score 7 $17,500
Really Bad Score 6 $15,000

These are only estimates. Your experience will vary.

Security Standards

In this day and age, online security is of supreme importance. We utilize 128 to 256 bit SSL encryption to process and store all application information, and we delete the most sensitive data after seven days. This is rare among other such brokers and financial services companies.

Apply Online!

We're your trusted source for auto loans. We offer an easy online application process with no obligations.
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State Departments

Regional Partners

  • Hoosier Auto Finance, serving IN
  • Bluegrass Auto Finance, serving KY

Vehicle Resources


At Buckeye Auto Finance, we are committed to serving car shoppers of every stripe in the great state of Ohio. Our team has years of experience in the industry, and we offer some of the highest success rates and best service in the industry.


Buckeye Auto Finance
8044 Montgomery Road, Suite 700
Cincinnati, Ohio 45236
(513) 214-0373
Get Financed: Apply Here

Credit Issues?

We understand. In fact, we specialize in the subprime market. We have relationships with many lenders and dealers who serve clients in the lower rungs of the credit spectrum. Learn more here.